Whenever I hear about someone thinking about tapping into their home equity, I wonder if they realize how that will effect their retirement.  A paid off home at retirement is a blessing, especially considering that the retirement income will generally be lower than the working income.  Think about that before you tap into your equity.

The other thing to consider is that many tap into their equity to pay off credit card debt; without really changing their spending habits. A few years later those same credit cards are at their limits and they tap into their equity again. Definitely a financial death spiral.

Refinancing for a lower rate or to shorten the years on a mortgage is always something worth considering, but taking out your equity can bite you back in the long term.

Start Building Your Memories,
as you turn your house into a home.

As you might guess, this document is a compilation of information from our own efforts as REALTORS, as well as input from other REALTORS in our Coldwell Banker office.  I hope it has been of value to you.  Don’t hesitate to email us with any suggestions that will make this document better for you and your fellow homeowners!

Be sure to follow us on Facebook at www.Facebook.com/ElkGroveRealEstate.  For information about properties available for sale and for more information for buyers and sellers, please visit our website at www.TeamEdwardsRealEstate.com and don’t hesitate to give us a call or drop us an email with your questions.

Do you feel good about your life? Do you feel good about your town?
I do, and most other people do as well. Take a look.

Start Building Your Memories,
as you turn your house into a home.

As you might guess, this document is a compilation of information from our own efforts as REALTORS, as well as input from other REALTORS in our Coldwell Banker office.  I hope it has been of value to you.  Don’t hesitate to email us with any suggestions that will make this document better for you and your fellow homeowners!

Be sure to follow us on Facebook at www.Facebook.com/ElkGroveRealEstate.  For information about properties available for sale and for more information for buyers and sellers, please visit our website at www.TeamEdwardsRealEstate.com and don’t hesitate to give us a call or drop us an email with your questions.

Start Building Your Memories,
as you turn your house into a home.

As you might guess, this document is a compilation of information from our own efforts as REALTORS, as well as input from other REALTORS in our Coldwell Banker office.  I hope it has been of value to you.  Don’t hesitate to email us with any suggestions that will make this document better for you and your fellow homeowners!

Be sure to follow us on Facebook at www.Facebook.com/ElkGroveRealEstate.  For information about properties available for sale and for more information for buyers and sellers, please visit our website at www.TeamEdwardsRealEstate.com and don’t hesitate to give us a call or drop us an email with your questions.

Ready to sell your home, Not so fast!!! Make sure that you have your home really ready to sell before you list it. The buyers expect it.

Start Building Your Memories,
as you turn your house into a home.

As you might guess, this document is a compilation of information from our own efforts as REALTORS, as well as input from other REALTORS in our Coldwell Banker office.  I hope it has been of value to you.  Don’t hesitate to email us with any suggestions that will make this document better for you and your fellow homeowners!

Be sure to follow us on Facebook at www.Facebook.com/ElkGroveRealEstate.  For information about properties available for sale and for more information for buyers and sellers, please visit our website at www.TeamEdwardsRealEstate.com and don’t hesitate to give us a call or drop us an email with your questions.

Is the use of artificial intelligence getting between the Realtor and the Client? Are we letting tools take over our job of communicating directly with our clients?

We need to remember that we are in a people to people business. We at Team Edwards Real Estate know that and insist on staying in touch with our clients based upon the way they want to be contacted; not what is easiest for us.

Start Building Your Memories,
as you turn your house into a home.

As you might guess, this document is a compilation of information from our own efforts as REALTORS, as well as input from other REALTORS in our Coldwell Banker office.  I hope it has been of value to you.  Don’t hesitate to email us with any suggestions that will make this document better for you and your fellow homeowners!

Be sure to follow us on Facebook at www.Facebook.com/ElkGroveRealEstate.  For information about properties available for sale and for more information for buyers and sellers, please visit our website at www.TeamEdwardsRealEstate.com and don’t hesitate to give us a call or drop us an email with your questions.